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Democrats have been having a rough time lately as the phony Russia collusion narrative crumbles (with a little help from noted fake news purveyor CNN) while some of the party’s most venerated officials are facing allegations of misconduct – be it for colluding with the Clinton campaign (Loretta Lynch) or for allegedly submitting a fraudulent loan application and improperly pressuring a regional lender (Bernie and Jane Sanders). Add to that list Reps. John Conyers (D-Mich.), the

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Enough of this charade. The people of the world have spoken, and just 22% of asked by Pew Research have confidence in President Trump -- down from Obama's stellar 64%. More than that, the only two nations in the world where Trump was more popular than Obama was Russia (shocker!) and Israel. Why doesn't Trump move to Jerusalem and become President there? He seems to love that wall so much -- plus he'd be closer to his friends in Russia. He loves walls. Our dear friend from MSNBC, the impartial

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Authored by Ryan McMaken via The Mises Institute, Earlier this month in the Wall Street Journal, James Grant explored the latest academic attack on the gold standard — this time in the form of One Nation Under Gold by financial journalist James Ledbetter. Not that the establishment economics profession needs another book trashing gold. Among the university- and government-employed PhDs who hand down their wisdom about economics from on high, few have anything but

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The Money Project is an ongoing collaboration between Visual Capitalist and Texas Precious Metals that seeks to use intuitive visualizations to explore the origins, nature, and use of money. We’ve previously showed you 31 Fascinating Facts About the Dollar’s Early […] The post 38 Incredible Facts On The Modern U.S. Dollar appeared first on ValueWalk.

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The following is a summary of our FS Insider podcast with Lawrence McQuillan (see Day of Reckoning for Public Pensions Underway) which can be accessed on our site here or on iTunes here. Pension Funds Have $4T Hole, Even A 5% Market Decline Could Be […] The post Pension Crisis Reaching a Tipping Point appeared first on ValueWalk.

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A number of technology-focused hedge funds are generating strong returns so far this year, with technology being the biggest standout of Wall Street this 2017 and generating at nearly 50 percent of the market’s overall rise. Low Volatility Could Last […] The post Hedge Funds Are Crowding Technology, Is That A Good Thing? appeared first on ValueWalk.

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Authored by Antonius Aquinas, The Trump Administration has presented the first part of its plan to overhaul a number of Wall Street financial regulations, many of which were enacted in the wake of the 2008 financial crisis.  The report is in response to Executive Order 13772 in which the US Treasury Department is to provide findings “examining the United States’ financial regulatory system and detailing executive actions and regulatory changes that can be immediately

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Nobody trusts anybody, and it's probably going to end up affecting end users the most. The Snowden leaks showed the NSA's Tailored Access Operations routinely intercepted network hardware to insert backdoors. The exploits leaked by the Shadow Brokers indicated the NSA was very active on the software exploit front as well. In response to the Snowden leaks, it appears the Russian hardware/software purchasers are stepping up their due diligence efforts. This comes at a time when the Russian

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It appears President Trump's remarks about the lack of progress made by China in pressuring North Korea has worked. Reuters reports that CNPC - the main supplier of diesel and gasoline to North Korea - has halted sales, reportedly because the buyers could not pay. A week after the President said that "while I greatly appreciate the efforts of President Xi & China to help with North Korea, it has not worked out. At least I know China tried!" While I greatly appreciate the

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In my days writing for TheStreet.com, the fiercest controversy raged whenever there was disagreement over whether to use technical or fundamental analysis. For simplicity, let’s call the protagonists “technicians” and “fundamentalists.” The technicians can find successes from charts which apparently […] The post Does Technical Analysis? Take This Test appeared first on ValueWalk.

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Productivity hacks for small business owners By Deena Anreise If you’ve built your small to midsized business into something substantial, you’re likely still running it as a…small business. That’s both good and bad. It’s good in that you are preserving your personal touch. You probably […] The post Your Essential List of 7 Productivity Hacks and Time Management Tips appeared first on ValueWalk.

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Privilege is unearned proximity to power in all its manifestations.My friend G.F.B. recently coined an insightful maxim: Proximity Is Destiny. The power of this concept lies in its unification of physical proximity and abstract proximity.We all understand physical proximity can be consequential. As the Titanic settled lower in the ice-cold Atlantic, those close enough to the lifeboats to secure a seat (mostly the first and second class passengers) lived and those who were not died. College graduates seek internships at the most successful companies because they know the connections they make by working within the headquarters might lead to a job offer: physical proximity to movers and shakers (and those with the power to hire) is destiny.But proximity to
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Authored by Ron Paul via The Ron Paul Institute for Peace & Prosperity, This week the Senate Republican leadership unveiled its Obamacare replacement plan. Like its House counterpart, the misnamed Senate plan retains most of Obamacare’s core features. Both the House and Senate plans allow states to obtain waivers providing relief from some Obamacare mandates, although the waivers in both bills are too restrictive to be of much value. For example, the Senate's bill does not allow

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“In a commodity business, it’s very hard to be smarter than your dumbest competitor.” – Warren Buffett Psychology of fear The current facility-based video (cable and satellite) market enjoys 30% EBITDA margins which we believe will quickly move toward commodity […] The post Madera Technology Partners – Is Cable Video A Commodity Business? appeared first on ValueWalk.

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We are pleased to present an awesome raffle for a good non profit – enter now as tickets are running out and the drawing is on July 4th!! See the car below? That  could be yours (plus you get to […] The post July 4th Raffle For $160,000 Decked Out Tesla Model S or X With Taxes Paid And Cut The Line appeared first on ValueWalk.

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Authored by Lance Roberts via RealInvestmentAdvice.com, Yesterday, I addressed the issue of how market innovations and “crowding” into specific trades have been signs of market excesses in the past. To wit: “That is the cycle of innovation in the financial marketplace. Despite the best of intentions, and advances in innovation, humans will always seek out the comfort of other humans in times of distress. The rising notoriety of Robo-advisors and the crowding of investors into

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After suffering through a series of complete embarrassments this week (and it's only Tuesday) it should surprise almost no one that CNN, and it's constant barrage of "fake news", took center stage at today's White House press briefing.  Unfortunately, after a seemingly delusional reporter made the mistake of asking why the White House wasn't satisfied with CNN's recent dismissal of 3 'journalists', as if that was supposed to suddenly absolve them from months of reporting fake news in a

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Jennifer Romolini has made a name for herself by embracing her weirdness. In her book, "Weird in a World That's Not: A Career Guide for Misfits, F*ckups, and Failures,” she offers relatable advice for facing down fears, finding the perfect job and keeping it. In this excerpt, she lays out the right way to send a work-related email "and not seem unhinged." Let’s get right to it: you are writing bad e-mails. You overthink them or underthink them. You agonize over each word, padding your e-mails with too much information, a sundae of cover-all-bases requests and hedge-your-bets recaps with an overwrought cherry of pleasantries on top. You take too much time crafting the perfect message when the recipient is only going to skim your soliloquy for action verbs, sort out whether they need to respond, and discard it like a flyer for Live Comedy in Times Square. Or you underthink, reacting to each group e-mail upon arrival, rapidly crafting a response, your finger hovering over the reply-all button so you can join the group conversation and get your name on the board, clogging everyone’s in-box in the process. First rule of thumb with e-mails: Say less. Second rule of thumb: Chill. Here are the other rules on the other thumbs. ➣ Don’t write an e-mail when you are feeling angry or anxious or sad or ashamed. Don’t speed-read an e-mail that includes critical feedback, get riled up, perhaps misread the message, puff up your chest, respond with something defensive, and subsequently come across as a demented ass. If you are experiencing an extreme level of emotion, write a draft of the e-mail you want to send and wait at least two hours to send it, after reading it over first. Don’t pop off and send something you may later regret. It’s in writing forever. ➣ Read your most important e-mails aloud before you hit send. If they sound testy or rude, and you do not want to sound testy or rude, soften the language. Kindness is a choice, and it’s an easy one, once you let down your guard and realize that no one can actually hurt you over this e-mail chain. Equally, read your correspondence aloud and listen for overly timid language and excessive apologies. You are allowed to be direct and ask for what you want. Just do it with correct grammar and a few niceties, like “Thanks.” ➣ When in doubt, go slightly more formal. (Unless you’re writing to someone you know well, and a formal tone would seem spiteful or passive-aggressive.) Use all of the manners you have learned in this world as a civilized human. Be friendly, but polite. ➣ Keep in mind that the person you’re writing to is probably receiving dozens of e-mails a day. Be considerate of their time; ask them to do the fewest things possible, and identify the point of your e-mail or what you want help with in the first few sentences. ➣ Consider whether you want this message in writing. Would you rather not have a permanent record of this conversation? Can you achieve what you desire by picking up the phone or walking a few steps to an adjacent cubicle? Would this actually make things less complicated? ➣ Have a goal. Whenever possible, an e-mail should be about one topic and about how the other person can take action on this topic. ➣ Keep it concise, direct, and to the point. Don’t include feelings or extraneous information. This is a business e-mail, not a love sonnet or a Dear John letter. You should become the Raymond Carver of e-mail, conveying your message in the most specific and sparest of prose. Before you send, see if there are words, thoughts, or paragraphs you can completely delete and still effectively make yourself heard. For context, let’s apply these rules to an actual e-mail. Imagine you are trying to get paid for something you’ve written, your payment is late, and you are following up. Here is your first draft of the e-mail. Hi so and so who has not paid me! How are you? I hope you are well! I’m so sorry to bother you about this because I know you must be super busy and I hate sounding like a nag. (Please tell me I’m not one of those annoying people who e-mail all the time? This is my worst fear.) Anyhoo: I’m writing today because I wanted to check in about my payment for that story I wrote way back in April. I know we talked about the payment a few weeks ago, and when last we spoke you said I’d have it by June 15th, but now June 15th has come and gone and I still haven’t received a check. Maybe it’s lost in the mail? My apartment building is weird right now and it totally could have been lost or taken from the community mail table but I just wanted to see if I should be worried about this or if the check actually hasn’t gone out. Totally fine either way! Hope everything is great—I really loved working with you guys and would love to pitch something else and write for you again. Let me know when would be a good time to send pitches or what you guys are looking for. I mean after this check business is all sorted out. Is there someone else I can call/bother about this? Just want to get to the bottom of it. Thanks so much for your time. Best, Person who has not gotten paid. Here is what you should say: Hi so and so who has not paid me! How are you? I hope you are well! I’m so sorry to bother you about this because I know you must be super busy and I hate sounding like a nag. (Please tell me I’m not one of those annoying people who e-mail all the time? This is my worst fear.) Anyhoo: I’m writing today because I wanted to check in about my payment for that story I wrote way back in April. I know we talked about the payment a few weeks ago, and When we last spoke you said I’d have it by June 15th, but now June 15th has come and gone and I still haven’t received a check. Maybe it’s lost in the mail? My apartment building is weird right now and it totally could have gotten taken in the community mail table but I just wanted to see if I should be worried about this or if the check actually hasn’t gone out. Fine either way! Hope everything is great—I really loved working with you guys and would love to pitch something else and write for you again. I mean after this check business is all sorted out. I know you’re busy—is there someone else I can call/bother about this? Just want to get to the bottom of it. Thanks so much for your time. Person who has not gotten paid. There is one occasion when you should abandon all of the above e-mail rules. This is when you are intentionally sending a passive-aggressive fuck-you e-mail, a covering-my-ass e-mail, or an I’m-documenting-this-for-posterity e-mail, the contents of which you want a permanent record of with a date and time, basically when you are formally, covertly being a dick for a greater cause. These e-mails are annoying and should not be used frequently, but they’re often necessary for recapping live conversations and protecting yourself or your job down the road, or when you are trying to fire someone and are creating a paper trail of how much they suck. You should use these e-mails when an unreliable boss makes you a promise you’re afraid she won’t keep, a client agrees to something verbally and you want him to acknowledge the terms in a more official way, or you are reporting on problematic events in the office that need to be documented and addressed. Mastering the tone of these e-mails is delicate. You should report the facts while using the least emotional language possible.

Read more: Marketplace All Stories

Today in wold cyber news, two major developments on the other side of the pond: the European Commission rules to fine Google 2.42 billion euros for antitrust violations, and another ransomware attack shakes Europe. Similar to the previous WannaCry virus attack that infected 300,00 computers worldwide, this most recent wave of viruses hit prominent European companies like Russian energy giant Rosneft, Danish shipping company AP Moller-Maersk and British advertising agency WPP. In order to better understand this newest attack, Marketplace host Kai Ryssdal called up senior tech correspondent Molly Wood. The following is an edited transcript of their conversation. Kai Ryssdal: Give me the very quick ransomware explainer, would you? Molly Wood: Yes. Ransomware is a type of cyber attack where a hacker breaks into a network or a system, locks it down, encrypts all of it so that nobody can get in, and then asks for money before they'll unlock it. Ryssdal: So now these companies have to deal with getting back control of their data. It doesn't seem like there's a rhyme or reason to the kinds of companies that are out there getting hit by this. Wood: Yeah. I mean, I think the rhyme or reason seems to be companies that have vulnerable networks. What we're hearing is that the tools that are being used in today's attack are the same exploits that were used in the most recent ransomware attack that was called "WannaCry" that was primarily confined to the U.K. And look, this is the kind of thing that security researchers have been talking about for years, if not decades, which is that companies, utilities, banks, even governments — maybe even especially governments — are not ready. They are not prepared for this sort of next generation of hacking tools that, at this point, thanks to that big theft from the NSA, are freely available online. I mean, the hackers who broke into the NSA and stole their collection of hacking tools are essentially offering them up like a wine of the month club. Related How hacktivism intersects with the law Your computer's security updates may be annoying, but they're crucial 3 ways to protect your online privacy  Ryssdal: Good line. Am I wrong if I say that this is becoming increasingly worrying? Wood: Yes, that would be that would be a nice, calming way to put it. Yeah, I mean, I think for a lot of security researchers, the sense is that the worst-case scenario is here. It points to a lot of different things that are troubling. One is, spy agencies are stockpiling tools that can be used to break into systems, and those tools can be stolen and put into the wild. And we don't know what's happening on the networks that are currently locked down. I mean, the hackers could be using the ransom demands as a cover to be stealing all kinds of other things and set up for the next attack. So yeah, it's worrying. It's troublesome. Ryssdal: Let me change gears on you here real quick and ask you about this Google fine from the European Commission this morning: $2.7 billion, as we've all heard. Interesting, isn't it, that the European Union's the one going after American companies for monopolistic and anti-competitive practices and not American regulators, huh? Wood: Yeah, it's definitely not the first time, and it's sort of a growing trend. And people watching the tech industry have been asking for a long time, "Is this going to cross the pond? Is this kind of zeal for prosecuting these anti-competitive or antitrust behaviors going to come to the U.S.?" And I think that's the real question, and that's probably the only point at which you would see real change from these companies. But yeah, European regulators, I think, have said very clearly some of it is that these are big American companies who are coming in and trampling all over small European companies, unquestionably. And they have said, "We don't think these companies have the right to behave however they want in service of making money." That is not usually a line that U.S. regulators take.  Want to hear more about the state of the world's cyber security? Or curious about, say, the difference between the national debt and the deficit? Check out our podcast, Make Me Smart with Kai and Molly, where we talk about the economy, technology and culture, and the stuff that's a little bit of all three. 

Read more: Marketplace All Stories

The rise of ride-sharing apps has been tough for old-school rental car agencies. Who wants to pay for a car and parking when a couple of rides might be cheaper? But this week some rental car companies are getting a boost from partnerships with tech firms. Google's Waymo announced a deal with Avis Budget Group to manage a fleet of self-driving minivans in Phoenix. Soon after, Bloomberg reported another deal between Apple and Hertz. So what’s in it for both sides in these partnerships? The tech businesses get all that auto maintenance expertise the car rental companies know so well, like keeping up with oil changes and tire replacement. And the older transportation companies get to rev up their expertise on what may be the future of driving. Click the audio player above to hear the full story.  

Read more: Marketplace All Stories

Last October, we wrote about "Young Virginia Democrat" Andrew Spieles, a student at James Madison University, and apparently "Lead Organizer" for HarrisonburgVOTES, who got caught registering dead people to vote.  At the time, the founder of the organization, Joseph Fitzgerald, told reporters that he had no knowledge of Spieles’ actions and no idea "what his motivations were".    “He’s smart, and he understands the [political]

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